Critical illness insurance

Critical illness cover is designed to help protect you, and potentially your family, from the financial hardship that a serious illness can cause, during the term of your cover.

More commonly, critical illness cover is used to repay mortgage or other loan commitments in the event you (as the policy holder) are diagnosed with a specified critical illness or need to undergo a specified operation / procedure.

Did you know?
Cancer strikes a wide range of individuals, with around 293,600 new cancer diagnoses every year. This is based on information from the www.cancerresearchuk.org website.
In Women Breast cancer is the most common 4 in 10 cases
In Men testicular cancer is the most common with 3 in 20 at risk
356,860 People were diagnosed with Cancer in 2018
Approximately 1 in 4 People in the UK will experience a mental health problem each year
In England, 1 in 6 people report experience a mental health problem (such as anxiety and depression) in any given week
1 in 8 Strokes are fatal within 30 days - The Stroke Association

This is where critical illness insurance benefits you. Many insurers also offer children’s Critical Illness cover at no extra charge, though the pay-out is usually limited to between £10,000 and £25,000.

Please Note: The plan will have no cash-in value at any time and will cease at the end of the term. If premiums are not maintained, then your cover will lapse.

So whatever questions you may have about your insurance protection, talk to me today, I'm here to help you.